{"id":24585,"date":"2025-12-10T22:16:27","date_gmt":"2025-12-10T21:16:27","guid":{"rendered":"https:\/\/www.stw-muenster.de\/geschaeftsbericht\/jahr-2024\/student-financing\/"},"modified":"2026-01-23T14:59:21","modified_gmt":"2026-01-23T13:59:21","slug":"student-financing","status":"publish","type":"geschaeftsbericht","link":"https:\/\/www.stw-muenster.de\/en\/geschaeftsbericht\/jahr-2024\/student-financing\/","title":{"rendered":"student financing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"24585\" class=\"elementor elementor-24585 elementor-23512\" data-elementor-post-type=\"geschaeftsbericht\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27d97e1 e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"27d97e1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b2f6b31 e-con-full e-flex e-con e-child\" data-id=\"b2f6b31\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-647cd7e elementor-widget elementor-widget-heading\" data-id=\"647cd7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Student Financing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d1e077 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6d1e077\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">BAf\u00f6G in transition:\nDigitalization\nwith challenges<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5bc03b elementor-widget elementor-widget-text-editor\" data-id=\"d5bc03b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The financial support provided by BAf\u00f6G is indispensable for many students &#8211; making it all the more important that applications are processed reliably and quickly. However, at the end of 2024 in particular, there were increasing delays, which became a burden for many applicants. Oliver Valerius, Head of Social Affairs, explains the reasons in a brief interview.  <\/p><p><strong>Many students complain about long waiting times for BAf\u00f6G applications. What are the typical reasons for such delays? <\/strong><\/p><p>One of the most common reasons is that applications are submitted incompletely. We then have to make further enquiries, which takes time. In some cases, we also need information from other authorities, which also delays processing. Especially in the fall, when many new applications are received, the workload increases significantly. In M\u00fcnster, we process around 8,000 to 10,000 applications a year.    <\/p><p><strong><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-22907 size-large alignleft\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/DSC02935-scaled-1-1024x683.jpg\" alt=\"\" width=\"800\" height=\"534\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/DSC02935-scaled-1-1024x683.jpg 1024w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/DSC02935-scaled-1-300x200.jpg 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/DSC02935-scaled-1-768x512.jpg 768w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/DSC02935-scaled-1-1536x1024.jpg 1536w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/DSC02935-scaled-1-2048x1366.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>Are long waiting times isolated cases or is it a structural problem?<\/strong><\/p><p>Unfortunately, longer waiting times are currently not an isolated case. A central problem is the so-called media discontinuity: although applications are submitted digitally, they cannot yet be automatically transferred to our internal systems. This results in additional manual work, which slows down the processes.  <\/p><p><strong><br>What are you doing to improve the situation?<\/strong><\/p><p>We are working on several areas: Internally, we are currently introducing a digital file that should enable faster processing in the future. At the same time, we are developing a central info point to be able to answer questions more quickly and clarify problems with incomplete applications at an early stage. Some processes still need to become established, but we are confident that further technical implementation will significantly reduce processing times in the future.  <\/p><p>We also have recommendations for students: It helps enormously if documents are only submitted once &#8211; ideally via BAf\u00f6G.digital. Multiple submissions via different channels cause a lot of extra work, as we have to reconcile the data. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-23012d3 e-con-full e-flex e-con e-child\" data-id=\"23012d3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d67ae44 elementor-widget elementor-widget-image\" data-id=\"d67ae44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/09\/info-icon.svg\" class=\"attachment-large size-large wp-image-8167\" alt=\"Info icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dba94d elementor-widget elementor-widget-heading\" data-id=\"9dba94d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">In 2024, the proportion of sponsored students was 14.4%.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f5184a e-con-full e-flex e-con e-child\" data-id=\"1f5184a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e05d5f elementor-widget-tablet__width-initial elementor-widget elementor-widget-image\" data-id=\"7e05d5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1200\" height=\"1188\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-bafoeg-min.png\" class=\"attachment-full size-full wp-image-15431\" alt=\"A person at a table fills out a German application form entitled &quot;Antrag auf Ausbildungsf\u00f6rderung&quot; (&quot;Application for educational support&quot;) with a pen. The BAf\u00f6G logo is shown at the top of the form.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-bafoeg-min.png 1200w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-bafoeg-min-300x297.png 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-bafoeg-min-1024x1014.png 1024w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-bafoeg-min-150x150.png 150w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-bafoeg-min-768x760.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e33ef70 e-con-full e-flex e-con e-child\" data-id=\"e33ef70\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c63576b e-con-full e-flex e-con e-child\" data-id=\"c63576b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b6fb07 elementor-widget elementor-widget-heading\" data-id=\"1b6fb07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">52 million \u20ac<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b5a3fa elementor-widget elementor-widget-heading\" data-id=\"0b5a3fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">BAF\u00f6G was paid out<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e9446b e-con-full e-flex e-con e-child\" data-id=\"4e9446b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39d43cf elementor-widget elementor-widget-heading\" data-id=\"39d43cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">8.168 <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d341ad elementor-widget elementor-widget-heading\" data-id=\"1d341ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Students were funded in 2024<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c41b1dc e-con-full e-flex e-con e-child\" data-id=\"c41b1dc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb82164 elementor-widget elementor-widget-heading\" data-id=\"fb82164\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">The average funding amount was<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e285f6 elementor-widget elementor-widget-heading\" data-id=\"8e285f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">534,44 \u20ac<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b023af e-con-full e-flex e-con e-child\" data-id=\"0b023af\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e11a01 elementor-widget elementor-widget-heading\" data-id=\"8e11a01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">The BAf\u00f6G rate of the Studierendenwerk M\u00fcnster is as follows<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-940f722 elementor-widget elementor-widget-heading\" data-id=\"940f722\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">14,4%<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0e61469 e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"0e61469\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1cee533 e-grid e-con-full e-con e-child\" data-id=\"1cee533\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-709988c e-con-full e-flex e-con e-child\" data-id=\"709988c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f8f3a32 elementor-widget elementor-widget-image\" data-id=\"f8f3a32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/IMG_1439-scaled-1-1024x768.jpeg\" class=\"attachment-large size-large wp-image-22920\" alt=\"A hand holds a German-language brochure on student grants in front of a staircase. The brochure shows a smiling woman and information about financial aid for students.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/IMG_1439-scaled-1-1024x768.jpeg 1024w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/IMG_1439-scaled-1-300x225.jpeg 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/IMG_1439-scaled-1-768x576.jpeg 768w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/IMG_1439-scaled-1-1536x1152.jpeg 1536w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/IMG_1439-scaled-1-2048x1536.jpeg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e10438d elementor-widget elementor-widget-heading\" data-id=\"e10438d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Study start-up aid well received<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7e947f elementor-widget elementor-widget-text-editor\" data-id=\"e7e947f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>New grant to support students from low-income households: Since the winter semester 24\/25, students in their first semester from low-income households can apply for a one-off study start-up grant of 1,000 euros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85194b0 elementor-widget elementor-widget-n-accordion\" data-id=\"85194b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1390\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1390\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"12\" viewBox=\"0 0 15 12\" fill=\"none\"><path d=\"M14.2487 5.99994C14.244 5.47384 14.0409 4.97084 13.6833 4.59994L9.57203 0.299948C9.39248 0.113697 9.14958 0.00915527 8.89641 0.00915527C8.64323 0.00915527 8.40034 0.113697 8.22078 0.299948C8.13096 0.392911 8.05966 0.503512 8.01101 0.625371C7.96236 0.74723 7.93731 0.877935 7.93731 1.00995C7.93731 1.14196 7.96236 1.27266 8.01101 1.39452C8.05966 1.51638 8.13096 1.62698 8.22078 1.71995L11.3737 4.99994H1.79036C1.5362 4.99994 1.29244 5.1053 1.11272 5.29284C0.932998 5.48037 0.832031 5.73473 0.832031 5.99994C0.832031 6.26516 0.932998 6.51951 1.11272 6.70705C1.29244 6.89458 1.5362 6.99994 1.79036 6.99994H11.3737L8.22078 10.2899C8.04032 10.4769 7.93844 10.731 7.93754 10.9964C7.93664 11.2618 8.0368 11.5166 8.21599 11.7049C8.39518 11.8932 8.63871 11.9996 8.89302 12.0005C9.14733 12.0014 9.39157 11.8969 9.57203 11.7099L13.6833 7.40994C14.0432 7.03659 14.2466 6.52952 14.2487 5.99994V5.99994Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1390\" class=\"elementor-element elementor-element-83769bc e-con-full e-flex e-con e-child\" data-id=\"83769bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa7ca55 elementor-widget elementor-widget-text-editor\" data-id=\"aa7ca55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>An application can be submitted until the end of the month following the month in which the training begins. The aim of the grant is to further improve educational equality in Germany. The Studierendenwerk M\u00fcnster received a total of 248 applications. Of these, 170 were approved. &#8220;The number of approved applications shows that the study start-up grant is well received by students and makes a real contribution to easing the financial burden,&#8221; emphasizes Oliver Valerius, Head of Social Affairs.    <\/p><p>The grant is subject to several conditions: It is explicitly aimed at students who have enrolled at a university in Germany, an EU member state or Switzerland for the first time and are under 25 years of age at the start of their studies. Another requirement is that students must have received certain social benefits, such as citizen&#8217;s allowance, child supplement or housing benefit, in the month before starting their studies. And this is also the most common reason for rejection: The students&#8217; social benefit certificates often did not cover the relevant month before the start of the course.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Read more\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"An application can be submitted until the end of the month following the month in which the training begins. The aim of the grant is to further improve educational equality in Germany. The Studierendenwerk M\\u00fcnster received a total of 248 applications. Of these, 170 were approved. &#8220;The number of approved applications shows that the study start-up grant is well received by students and makes a real contribution to easing the financial burden,&#8221; emphasizes Oliver Valerius, Head of Social Affairs.    The grant is subject to several conditions: It is explicitly aimed at students who have enrolled at a university in Germany, an EU member state or Switzerland for the first time and are under 25 years of age at the start of their studies. Another requirement is that students must have received certain social benefits, such as citizen&#8217;s allowance, child supplement or housing benefit, in the month before starting their studies. And this is also the most common reason for rejection: The students&#8217; social benefit certificates often did not cover the relevant month before the start of the course.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-87d1235 e-con-full e-flex e-con e-child\" data-id=\"87d1235\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5c977d elementor-widget elementor-widget-image\" data-id=\"c5c977d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/1365-1024-1024x768.jpg\" class=\"attachment-large size-large wp-image-22918\" alt=\"Three people sit around a table in a brightly lit room and discuss. A man smiles at the camera, a laptop open in front of him. Sitting opposite him are two women who appear to be engrossed in a conversation.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/1365-1024-1024x768.jpg 1024w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/1365-1024-300x225.jpg 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/1365-1024-768x576.jpg 768w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2025\/11\/1365-1024.jpg 1365w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c45d190 elementor-widget elementor-widget-heading\" data-id=\"c45d190\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Simple help with difficult applications<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1e94f4 elementor-widget elementor-widget-text-editor\" data-id=\"a1e94f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mural K\u00f6r\u00fck, student finance officer, offers practical help with BAf\u00f6G at the AStA application caf\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4272f0 elementor-widget elementor-widget-n-accordion\" data-id=\"e4272f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2390\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2390\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Read more <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"12\" viewBox=\"0 0 15 12\" fill=\"none\"><path d=\"M14.2487 5.99994C14.244 5.47384 14.0409 4.97084 13.6833 4.59994L9.57203 0.299948C9.39248 0.113697 9.14958 0.00915527 8.89641 0.00915527C8.64323 0.00915527 8.40034 0.113697 8.22078 0.299948C8.13096 0.392911 8.05966 0.503512 8.01101 0.625371C7.96236 0.74723 7.93731 0.877935 7.93731 1.00995C7.93731 1.14196 7.96236 1.27266 8.01101 1.39452C8.05966 1.51638 8.13096 1.62698 8.22078 1.71995L11.3737 4.99994H1.79036C1.5362 4.99994 1.29244 5.1053 1.11272 5.29284C0.932998 5.48037 0.832031 5.73473 0.832031 5.99994C0.832031 6.26516 0.932998 6.51951 1.11272 6.70705C1.29244 6.89458 1.5362 6.99994 1.79036 6.99994H11.3737L8.22078 10.2899C8.04032 10.4769 7.93844 10.731 7.93754 10.9964C7.93664 11.2618 8.0368 11.5166 8.21599 11.7049C8.39518 11.8932 8.63871 11.9996 8.89302 12.0005C9.14733 12.0014 9.39157 11.8969 9.57203 11.7099L13.6833 7.40994C14.0432 7.03659 14.2466 6.52952 14.2487 5.99994V5.99994Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2390\" class=\"elementor-element elementor-element-28cfaad e-con-full e-flex e-con e-child\" data-id=\"28cfaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3605cd elementor-widget elementor-widget-text-editor\" data-id=\"a3605cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In order to make the often complex process of applying for BAf\u00f6G easier for students, Mural K\u00f6r\u00fck, student finance officer, has been volunteering at the AStA application caf\u00e9 at M\u00fcnster University for several years. &#8220;Our aim is to support students at an early stage so that we receive their BAf\u00f6G applications as completely and correctly as possible. This not only saves time in the processing process, but also gives students a good feeling,&#8221; emphasizes the clerk. <\/p><p><strong>Open consultation hours as a valuable addition<\/strong><\/p><p>The BAf\u00f6G application caf\u00e9 usually takes place on two dates each semester. Students have the opportunity to clarify their questions in personal discussions without making an appointment in advance. &#8220;It&#8217;s often about first-time applications,&#8221; reports Mural K\u00f6r\u00fck. &#8220;Students want to know which forms are required, what information needs to be entered where and how to provide proof of performance correctly.&#8221; In addition to the clerk, two AStA members counseled the students seeking help. &#8220;It gives me great pleasure personally,&#8221; says the administrator. &#8220;The gratitude of the students shows me how valuable our support is.&#8221;      <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Read more\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In order to make the often complex process of applying for BAf\\u00f6G easier for students, Mural K\\u00f6r\\u00fck, student finance officer, has been volunteering at the AStA application caf\\u00e9 at M\\u00fcnster University for several years. &#8220;Our aim is to support students at an early stage so that we receive their BAf\\u00f6G applications as completely and correctly as possible. This not only saves time in the processing process, but also gives students a good feeling,&#8221; emphasizes the clerk. Open consultation hours as a valuable additionThe BAf\\u00f6G application caf\\u00e9 usually takes place on two dates each semester. Students have the opportunity to clarify their questions in personal discussions without making an appointment in advance. &#8220;It&#8217;s often about first-time applications,&#8221; reports Mural K\\u00f6r\\u00fck. &#8220;Students want to know which forms are required, what information needs to be entered where and how to provide proof of performance correctly.&#8221; In addition to the clerk, two AStA members counseled the students seeking help. &#8220;It gives me great pleasure personally,&#8221; says the administrator. &#8220;The gratitude of the students shows me how valuable our support is.&#8221;\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"parent":24572,"template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-24585","geschaeftsbericht","type-geschaeftsbericht","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/geschaeftsbericht\/24585","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/geschaeftsbericht"}],"about":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/types\/geschaeftsbericht"}],"version-history":[{"count":1,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/geschaeftsbericht\/24585\/revisions"}],"predecessor-version":[{"id":24586,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/geschaeftsbericht\/24585\/revisions\/24586"}],"up":[{"embeddable":true,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/geschaeftsbericht\/24572"}],"wp:attachment":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/media?parent=24585"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}