{"id":17155,"date":"2024-07-17T13:36:43","date_gmt":"2024-07-17T11:36:43","guid":{"rendered":"https:\/\/www.stw-muenster.de\/student-financing\/"},"modified":"2026-09-18T11:17:21","modified_gmt":"2026-09-18T09:17:21","slug":"student-financing","status":"publish","type":"page","link":"https:\/\/www.stw-muenster.de\/en\/student-financing\/","title":{"rendered":"Student Financing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17155\" class=\"elementor elementor-17155 elementor-2590\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77ef429 e-flex e-con-boxed e-con e-parent\" data-id=\"77ef429\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-825a98c e-con-full e-flex e-con e-child\" data-id=\"825a98c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8f89569 e-con-full e-flex e-con e-child\" data-id=\"8f89569\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ccc78f elementor-widget elementor-widget-shortcode\" data-id=\"8ccc78f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"breadcrumb\"><a href=\"https:\/\/www.stw-muenster.de\/en\/\">Home page<\/a> &gt; <strong>Student Financing<\/strong><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e694635 elementor-align-left leichte-sprache-button elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"e694635\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6MjE1NDQsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" viewBox=\"0 0 512 512\"><defs><style>      .st0 {        fill: #002451;      }    <\/style><\/defs><path class=\"st0\" d=\"M256,192c126.6-3.3,126.6-188.7,0-192-126.6,3.3-126.6,188.7,0,192ZM256,42.7c70.1,1.3,70.1,105.4,0,106.7-70.1-1.3-70.1-105.4,0-106.7ZM473.7,238.1c-24.4-20.3-56.3-28.7-87.4-23.1l-81.5,14.8c-19.5,3.5-36.4,13.5-48.7,27.5-12.3-14-29.2-24-48.7-27.5l-81.5-14.8c-31.2-5.6-63.1,2.7-87.4,23.1S0,288.3,0,320v59.6c0,51.6,36.8,95.7,87.6,104.9l134.1,24.4c22.8,4.1,45.9,4.1,68.7,0l134.1-24.4c50.8-9.2,87.6-53.4,87.6-104.9v-59.6c0-31.7-14-61.6-38.3-81.9h0ZM234.7,467.8c-1.8-.3-3.6-.6-5.4-.9l-134.1-24.4c-30.5-5.5-52.6-32-52.6-63v-59.6c0-19,8.4-36.9,23-49.1,14.6-12.2,33.9-17.2,52.5-13.8l81.5,14.8c20.3,3.7,35,21.3,35,42v154ZM469.3,379.6c0,31-22.1,57.4-52.5,63l-134.1,24.4c-1.8.3-3.6.6-5.4.9v-154c0-20.6,14.7-38.3,35-42l81.5-14.8c18.7-3.4,37.8,1.6,52.5,13.8,14.6,12.2,23,30.1,23,49.1v59.6h0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Easy language<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48d85a8 elementor-widget elementor-widget-heading\" data-id=\"48d85a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Student Financing<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-508cb72 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"508cb72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Find the right financing for your studies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95e41b1 elementor-widget elementor-widget-text-editor\" data-id=\"95e41b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A new chapter is beginning and you are facing exciting challenges when you start university. In addition to the freedom and independence that this stage of life brings, new financial obligations also arise &#8211; be it rent for your first apartment, semester fees or everyday living expenses. <\/p><p><strong>So that you can concentrate fully on your studies, we offer you various financing options for your individual situation.  <\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab5ba8d e-con-full e-flex e-con e-child\" data-id=\"ab5ba8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d55069d elementor-widget elementor-widget-image\" data-id=\"d55069d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"857\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-studienfinanzierung-min.png\" class=\"attachment-full size-full wp-image-15453\" alt=\"One person is holding a brochure entitled &quot;Financing your studies&quot;, while another person is leafing through brochures on a display. Overlaid symbols represent tasks, planning and financial processes.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-studienfinanzierung-min.png 1200w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-studienfinanzierung-min-300x214.png 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-studienfinanzierung-min-1024x731.png 1024w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-studienfinanzierung-min-768x548.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-86aa5b0 e-flex e-con-boxed e-con e-parent\" data-id=\"86aa5b0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c097369 e-con-full e-flex e-con e-child\" data-id=\"c097369\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41451a0 elementor-widget elementor-widget-image\" data-id=\"41451a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"675\" height=\"675\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/bafoeg_antrag-min.jpg\" class=\"attachment-full size-full wp-image-12642\" alt=\"A person at a table fills out a German-language application form entitled &quot;Antrag auf Ausbildungsf\u00f6rderung&quot; with a pen. The image focuses on the document and the hand.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/bafoeg_antrag-min.jpg 675w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/bafoeg_antrag-min-300x300.jpg 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/bafoeg_antrag-min-150x150.jpg 150w\" sizes=\"(max-width: 675px) 100vw, 675px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-23c3394 e-con-full e-flex e-con e-child\" data-id=\"23c3394\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f15f4f elementor-widget elementor-widget-heading\" data-id=\"1f15f4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BAf\u00f6G<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-818bcb1 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"818bcb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Your financial support for carefree studies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05b7aa7 elementor-widget elementor-widget-text-editor\" data-id=\"05b7aa7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The most affordable way to finance your studies. BAf\u00f6G is a promise of state support on the way to your degree and secures your livelihood so that you can concentrate fully on your studies &#8211; with up to \u20ac992 per month. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8ca4fa elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"c8ca4fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.stw-muenster.de\/en\/student-financing\/bafoeg\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More about BAf\u00f6G<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-10a251e e-flex e-con-boxed e-con e-parent\" data-id=\"10a251e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7aef428 e-con-full e-flex e-con e-child\" data-id=\"7aef428\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d2c380 elementor-widget elementor-widget-heading\" data-id=\"6d2c380\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Study start-up aid<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f344fe6 elementor-widget elementor-widget-heading\" data-id=\"f344fe6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Your start to your studies made easy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e87c2f elementor-widget elementor-widget-text-editor\" data-id=\"6e87c2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Studienstarthilfe supports you with a one-off grant of \u20ac1,000 to make it easier for you to start your studies.  <strong>This support is aimed at students who previously received certain social benefits.<\/strong>  This allows you to concentrate fully on your new phase of life without any financial worries.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f5c223 elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"1f5c223\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.stw-muenster.de\/en\/student-financing\/studienstarthilfe\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More about study start-up aid<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2dccbeb e-con-full e-flex e-con e-child\" data-id=\"2dccbeb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af39dd3 elementor-widget elementor-widget-image\" data-id=\"af39dd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/11\/studienfinanizierung-gespraech-min.jpg\" class=\"attachment-full size-full wp-image-16721\" alt=\"Three people sit around a table in a brightly lit room and talk. A man with glasses is smiling at the camera, with an open laptop in front of him. Two women are sitting opposite each other, engrossed in conversation.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/11\/studienfinanizierung-gespraech-min.jpg 900w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/11\/studienfinanizierung-gespraech-min-300x300.jpg 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/11\/studienfinanizierung-gespraech-min-150x150.jpg 150w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/11\/studienfinanizierung-gespraech-min-768x768.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef74bc1 e-flex e-con-boxed e-con e-parent\" data-id=\"ef74bc1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-91c5d06 e-con-full e-flex e-con e-child\" data-id=\"91c5d06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7411041 elementor-widget elementor-widget-image\" data-id=\"7411041\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/daka-darlehen-min.jpg\" class=\"attachment-full size-full wp-image-13141\" alt=\"A person sits at a wooden table with a laptop and fills out a form online. A website with the title Daka Darlehnskasse der Studentenwerke im Land Nordrhein-Westfalen e.V. appears on the screen.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/daka-darlehen-min.jpg 1024w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/daka-darlehen-min-300x300.jpg 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/daka-darlehen-min-150x150.jpg 150w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/daka-darlehen-min-768x768.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b36c5ea e-con-full e-flex e-con e-child\" data-id=\"b36c5ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-692d975 elementor-widget elementor-widget-heading\" data-id=\"692d975\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Daka loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-205a35f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"205a35f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Interest-free student loan from the Studierendenwerke<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d2672a elementor-widget elementor-widget-text-editor\" data-id=\"8d2672a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A loan from the Student Services Loan Fund (Daka) can help you manage your studies financially with up to \u20ac12,000 interest-free support. The Daka loan is a valuable supplement, especially <b>during intensive study phases when you are unable to work part-time<\/b>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0a914a elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"b0a914a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.stw-muenster.de\/en\/student-financing\/daka-studiendarlehen\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More about the Daka loan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ffadb28 e-flex e-con-boxed e-con e-parent\" data-id=\"ffadb28\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8fd298f e-con-full e-flex e-con e-child\" data-id=\"8fd298f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6af4323 elementor-widget elementor-widget-heading\" data-id=\"6af4323\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Emergency assistance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52f7520 elementor-widget elementor-widget-heading\" data-id=\"52f7520\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Support in special situations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2efc8a elementor-widget elementor-widget-text-editor\" data-id=\"b2efc8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As Studierendenwerk M\u00fcnster, we offer you a range of emergency assistance if you get into financial difficulties. This also includes the emergency grant, a one-off subsidy of \u20ac496.00, which does not have to be repaid.   <\/p><p>The emergency scholarship is <b>aimed at students in temporary financial need<\/b>. In addition, we offer interest-free loans and support with free meals to ensure that you can continue your studies despite unexpected challenges. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d0b31e elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"2d0b31e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.stw-muenster.de\/en\/student-financing\/emergency-aid\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More about emergency assistance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-95e2c81 e-con-full e-flex e-con e-child\" data-id=\"95e2c81\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e2298eb elementor-widget elementor-widget-image\" data-id=\"e2298eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/notfallhilfen-min.jpg\" class=\"attachment-full size-full wp-image-13063\" alt=\"A person is holding a smartphone with a financial app open, showing the account balance and a balance of -\u20ac122.56. Papers and notebooks lie on a glass table in the background.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/notfallhilfen-min.jpg 1024w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/notfallhilfen-min-300x300.jpg 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/notfallhilfen-min-150x150.jpg 150w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/notfallhilfen-min-768x768.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a29fca9 faq e-flex e-con-boxed e-con e-parent\" data-id=\"a29fca9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-258100a e-flex e-con-boxed e-con e-child\" data-id=\"258100a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7f5c0e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"f7f5c0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions about student financing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88738ab elementor-widget elementor-widget-n-accordion\" data-id=\"88738ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1430\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1430\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I am a student and have financial problems. What can I do?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1430\" class=\"elementor-element elementor-element-c2a4c37 e-con-full e-flex e-con e-child\" data-id=\"c2a4c37\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0640049 elementor-widget elementor-widget-text-editor\" data-id=\"0640049\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Studierendenwerk offers a range of emergency assistance, including emergency grants of \u20ac496.00, which do not have to be repaid, as well as interest-free loans and support with free meals. The application for the emergency grant is made in a personal interview.  Please bring your current semester certificate, bank statements for the last three months and a written description of your financial situation.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e53d131 elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"e53d131\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.stw-muenster.de\/en\/student-financing\/emergency-aid\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Emergency assistance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1431\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1431\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How can I apply for the emergency grant? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1431\" class=\"elementor-element elementor-element-316cdfe e-con-full e-flex e-con e-child\" data-id=\"316cdfe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86d2336 elementor-widget elementor-widget-text-editor\" data-id=\"86d2336\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The emergency grant of \u20ac496.00 is a one-off grant for students in a temporary emergency and does not have to be repaid. To apply for it, please arrange a personal appointment where you can explain your current financial situation and bring the necessary documents with you: bank statements for the last three months, a current semester certificate and a written description of your financial situation. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1432\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1432\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I need household items and\/or children's clothes. Can you help me?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1432\" class=\"elementor-element elementor-element-02e4656 e-con-full e-flex e-con e-child\" data-id=\"02e4656\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f2d3d9 elementor-widget elementor-widget-text-editor\" data-id=\"4f2d3d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The &#8220;treasure trove&#8221; offers donated clothing for adults, kitchen and household items as well as baby and children&#8217;s clothing and toys. The stock varies. You will find the &#8220;treasure trove&#8221; in the premises of the Counselling\/International\/Culture department at Bismarckallee 3.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1433\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1433\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I apply for BAf\u00f6G? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1433\" class=\"elementor-element elementor-element-239b20d e-con-full e-flex e-con e-child\" data-id=\"239b20d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6836fe0 elementor-widget elementor-widget-text-editor\" data-id=\"6836fe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can easily apply for BAf\u00f6G online. You can find all the information and the necessary forms on our <a href=\"https:\/\/www.stw-muenster.de\/en\/student-financing\/bafoeg\/\">BAf\u00f6G page<\/a>. We are also happy to answer any questions you may have in person.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1434\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1434\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I also receive other financial aid in addition to BAf\u00f6G? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1434\" class=\"elementor-element elementor-element-825c59f e-con-full e-flex e-con e-child\" data-id=\"825c59f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d288ed elementor-widget elementor-widget-text-editor\" data-id=\"4d288ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes, it is possible to use other financial aid such as scholarships, loans or job offers in addition to BAf\u00f6G. However, make sure that this does not affect your BAf\u00f6G funding. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1435\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1435\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Are international students also supported? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1435\" class=\"elementor-element elementor-element-ee3c2a6 e-con-full e-flex e-con e-child\" data-id=\"ee3c2a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5077644 elementor-widget elementor-widget-text-editor\" data-id=\"5077644\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes, the Studierendenwerk M\u00fcnster also supports international students with various financing options, including special loans and emergency aid.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1436\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1436\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is there support specifically for student parents? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1436\" class=\"elementor-element elementor-element-7fa335c e-con-full e-flex e-con e-child\" data-id=\"7fa335c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1940c51 elementor-widget elementor-widget-text-editor\" data-id=\"1940c51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes, there are special offers such as the children&#8217;s plate pass and support with childcare. We also have housing options for students with children. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"I am a student and have financial problems. What can I do?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Studierendenwerk offers a range of emergency assistance, including emergency grants of \\u20ac496.00, which do not have to be repaid, as well as interest-free loans and support with free meals. The application for the emergency grant is made in a personal interview.  Please bring your current semester certificate, bank statements for the last three months and a written description of your financial situation.  \\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\tEmergency assistance\"}},{\"@type\":\"Question\",\"name\":\"How can I apply for the emergency grant?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The emergency grant of \\u20ac496.00 is a one-off grant for students in a temporary emergency and does not have to be repaid. To apply for it, please arrange a personal appointment where you can explain your current financial situation and bring the necessary documents with you: bank statements for the last three months, a current semester certificate and a written description of your financial situation.\"}},{\"@type\":\"Question\",\"name\":\"I need household items and\\\/or children's clothes. Can you help me?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The &#8220;treasure trove&#8221; offers donated clothing for adults, kitchen and household items as well as baby and children&#8217;s clothing and toys. The stock varies. You will find the &#8220;treasure trove&#8221; in the premises of the Counselling\\\/International\\\/Culture department at Bismarckallee 3.\"}},{\"@type\":\"Question\",\"name\":\"How do I apply for BAf\\u00f6G?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can easily apply for BAf\\u00f6G online. You can find all the information and the necessary forms on our BAf\\u00f6G page. We are also happy to answer any questions you may have in person.\"}},{\"@type\":\"Question\",\"name\":\"Can I also receive other financial aid in addition to BAf\\u00f6G?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, it is possible to use other financial aid such as scholarships, loans or job offers in addition to BAf\\u00f6G. However, make sure that this does not affect your BAf\\u00f6G funding.\"}},{\"@type\":\"Question\",\"name\":\"Are international students also supported?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, the Studierendenwerk M\\u00fcnster also supports international students with various financing options, including special loans and emergency aid.\"}},{\"@type\":\"Question\",\"name\":\"Is there support specifically for student parents?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, there are special offers such as the children&#8217;s plate pass and support with childcare. We also have housing options for students with children.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A new chapter is beginning and you are facing exciting challenges when you start university. In addition to the freedom and independence that this stage of life brings, new financial obligations also arise &#8211; be it rent for your first apartment, semester fees or everyday living expenses.  So that you can concentrate fully on your studies, we offer you various financing options for your individual situation.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-17155","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages\/17155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/comments?post=17155"}],"version-history":[{"count":47,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages\/17155\/revisions"}],"predecessor-version":[{"id":28129,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages\/17155\/revisions\/28129"}],"wp:attachment":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/media?parent=17155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}