{"id":17159,"date":"2024-07-17T13:37:01","date_gmt":"2024-07-17T11:37:01","guid":{"rendered":"https:\/\/www.stw-muenster.de\/student-financing\/daka-student-loan\/"},"modified":"2025-08-05T14:14:43","modified_gmt":"2025-08-05T12:14:43","slug":"daka-studiendarlehen","status":"publish","type":"page","link":"https:\/\/www.stw-muenster.de\/en\/student-financing\/daka-studiendarlehen\/","title":{"rendered":"Daka student loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17159\" class=\"elementor elementor-17159 elementor-2594\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-545354c e-flex e-con-boxed e-con e-parent\" data-id=\"545354c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c402a0e e-con-full e-flex e-con e-child\" data-id=\"c402a0e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d39e3ab e-con-full e-flex e-con e-child\" data-id=\"d39e3ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5706be elementor-widget elementor-widget-shortcode\" data-id=\"e5706be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"breadcrumb\"><a href=\"https:\/\/www.stw-muenster.de\/en\/\">Home page<\/a> &gt; <strong>Daka student loan<\/strong><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d90041d elementor-align-left leichte-sprache-button elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"d90041d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6MjE1NDQsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" viewBox=\"0 0 512 512\"><defs><style>      .st0 {        fill: #002451;      }    <\/style><\/defs><path class=\"st0\" d=\"M256,192c126.6-3.3,126.6-188.7,0-192-126.6,3.3-126.6,188.7,0,192ZM256,42.7c70.1,1.3,70.1,105.4,0,106.7-70.1-1.3-70.1-105.4,0-106.7ZM473.7,238.1c-24.4-20.3-56.3-28.7-87.4-23.1l-81.5,14.8c-19.5,3.5-36.4,13.5-48.7,27.5-12.3-14-29.2-24-48.7-27.5l-81.5-14.8c-31.2-5.6-63.1,2.7-87.4,23.1S0,288.3,0,320v59.6c0,51.6,36.8,95.7,87.6,104.9l134.1,24.4c22.8,4.1,45.9,4.1,68.7,0l134.1-24.4c50.8-9.2,87.6-53.4,87.6-104.9v-59.6c0-31.7-14-61.6-38.3-81.9h0ZM234.7,467.8c-1.8-.3-3.6-.6-5.4-.9l-134.1-24.4c-30.5-5.5-52.6-32-52.6-63v-59.6c0-19,8.4-36.9,23-49.1,14.6-12.2,33.9-17.2,52.5-13.8l81.5,14.8c20.3,3.7,35,21.3,35,42v154ZM469.3,379.6c0,31-22.1,57.4-52.5,63l-134.1,24.4c-1.8.3-3.6.6-5.4.9v-154c0-20.6,14.7-38.3,35-42l81.5-14.8c18.7-3.4,37.8,1.6,52.5,13.8,14.6,12.2,23,30.1,23,49.1v59.6h0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Easy language<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d16f69 elementor-widget elementor-widget-heading\" data-id=\"0d16f69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Daka student loan<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8ef1a8 elementor-widget elementor-widget-heading\" data-id=\"c8ef1a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Interest-free student loan from the Studierendenwerke<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8427068 elementor-widget elementor-widget-text-editor\" data-id=\"8427068\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Student Services Loan Fund (Daka) supports students at universities in North Rhine-Westphalia with an interest-free loan of up to \u20ac12,000.00 and stays abroad with up to \u20ac6,000.00 &#8211; regardless of their nationality.<\/p><p>The prerequisite is that you can prove that you need financial support. You must also name a person who will guarantee the loan to ensure repayment.   <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dbf5432 e-con-full e-flex e-con e-child\" data-id=\"dbf5432\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ecb6fa elementor-widget elementor-widget-image\" data-id=\"8ecb6fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"1202\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-daka-min.png\" class=\"attachment-full size-full wp-image-15401\" alt=\"A woman selects a document from a wall shelf filled with various official forms in an office environment. Blue and green circles and a bank symbol adorn the image.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-daka-min.png 1200w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-daka-min-300x300.png 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-daka-min-1022x1024.png 1022w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-daka-min-150x150.png 150w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-daka-min-768x769.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c90d8a2 faq e-flex e-con-boxed e-con e-parent\" data-id=\"c90d8a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-faedfd8 e-con-full e-flex e-con e-child\" data-id=\"faedfd8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74b1fb4 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"74b1fb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Amount and disbursement of the loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d148fd1 elementor-widget elementor-widget-text-editor\" data-id=\"d148fd1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Up to \u20ac12,000.00 to finance your studies<\/li><li>Up to \u20ac 6,000.00 for stays abroad<\/li><li>Flexible monthly payment (up to \u20ac 1,000 per month)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-86f8f56 e-con-full e-flex e-con e-child\" data-id=\"86f8f56\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10bea49 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"10bea49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Administrative costs and repayment<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6237953 elementor-widget elementor-widget-text-editor\" data-id=\"6237953\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Repayment is made in monthly installments of at least \u20ac150<\/li><li>The administrative costs amount to 5% of the loan amount<\/li><li>There are no further costs for regular repayments<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f78551 e-flex e-con-boxed e-con e-parent\" data-id=\"5f78551\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-85b19dc e-con-full e-flex e-con e-child\" data-id=\"85b19dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e853766 elementor-widget elementor-widget-image\" data-id=\"e853766\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/antrag-ausfuellen-min.jpg\" class=\"attachment-full size-full wp-image-12756\" alt=\"A close-up of a person&apos;s hand holding a pen and filling out a form or document on a table. The background is blurred so that the focus is on the hand and the paperwork.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/antrag-ausfuellen-min.jpg 1024w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/antrag-ausfuellen-min-300x300.jpg 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/antrag-ausfuellen-min-150x150.jpg 150w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/antrag-ausfuellen-min-768x768.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52c7d27 e-con-full e-flex e-con e-child\" data-id=\"52c7d27\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe7e0e8 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"fe7e0e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Apply for a Daka loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74cdaae elementor-widget elementor-widget-text-editor\" data-id=\"74cdaae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you would like to apply for the Daka loan, you can do so easily online. Prepare all the necessary documents and take advantage of the opportunity to secure your studies financially. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-629487d elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"629487d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/online.daka-darlehensantrag.de\/darlehensantrag\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">To the online application<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7562599 faq e-flex e-con-boxed e-con e-parent\" data-id=\"7562599\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2501f29 e-flex e-con-boxed e-con e-child\" data-id=\"2501f29\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-715b964 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"715b964\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions about the Daka student loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1859b29 elementor-widget elementor-widget-n-accordion\" data-id=\"1859b29\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2550\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2550\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Who can receive the Daka loan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2550\" class=\"elementor-element elementor-element-4662d85 e-con-full e-flex e-con e-child\" data-id=\"4662d85\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ea0180 elementor-widget elementor-widget-text-editor\" data-id=\"5ea0180\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Daka loan is available to all students at universities in North Rhine-Westphalia, regardless of their nationality. You must be able to prove that you need financial support and nominate a person to guarantee the loan. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2551\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2551\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much is the Daka loan and how is it paid out? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2551\" class=\"elementor-element elementor-element-128fb40 e-con-full e-flex e-con e-child\" data-id=\"128fb40\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af8c986 elementor-widget elementor-widget-text-editor\" data-id=\"af8c986\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can receive up to \u20ac12,000.00 to finance your studies. Up to \u20ac6,000.00 is available for stays abroad. Payments are made monthly, whereby you can flexibly choose up to \u20ac1,000 per month.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2552\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2552\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What costs are incurred when applying for and repaying the Daka loan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2552\" class=\"elementor-element elementor-element-da4a924 e-con-full e-flex e-con e-child\" data-id=\"da4a924\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-caf267e elementor-widget elementor-widget-text-editor\" data-id=\"caf267e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Administrative costs of 5% of the loan amount are incurred. There are no further costs for regular repayments. The loan is repaid in monthly installments of at least \u20ac 150.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2553\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2553\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> When and how do I have to repay the Daka loan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2553\" class=\"elementor-element elementor-element-3f0fa5b e-con-full e-flex e-con e-child\" data-id=\"3f0fa5b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28b17bb elementor-widget elementor-widget-text-editor\" data-id=\"28b17bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Repayment of the Daka loan begins after the end of your studies. You repay the loan in monthly installments of at least \u20ac150. Repayment is interest-free.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2554\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2554\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I also use the Daka loan for a stay abroad? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2554\" class=\"elementor-element elementor-element-5660dbc e-con-full e-flex e-con e-child\" data-id=\"5660dbc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae07836 elementor-widget elementor-widget-text-editor\" data-id=\"ae07836\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes, the Daka loan can also be used to finance stays abroad. You can apply for up to \u20ac6,000.00 for this. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2555\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2555\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What documents do I need for the application? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2555\" class=\"elementor-element elementor-element-de5e631 e-con-full e-flex e-con e-child\" data-id=\"de5e631\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f0d720 elementor-widget elementor-widget-text-editor\" data-id=\"5f0d720\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To apply for the Daka loan, you will need proof of your financial situation as well as the contact details of a person who will guarantee the loan. Further documents may be required depending on your individual situation. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2556\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2556\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I apply for the Daka loan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2556\" class=\"elementor-element elementor-element-2c33ae0 e-con-full e-flex e-con e-child\" data-id=\"2c33ae0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-82e45e9 elementor-widget elementor-widget-text-editor\" data-id=\"82e45e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can simply apply for the Daka loan online. Complete the application, submit the required documents and you will receive feedback on how to proceed. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed55ad6 elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"ed55ad6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/online.daka-darlehensantrag.de\/darlehensantrag\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">To the online application<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Who can receive the Daka loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Daka loan is available to all students at universities in North Rhine-Westphalia, regardless of their nationality. You must be able to prove that you need financial support and nominate a person to guarantee the loan.\"}},{\"@type\":\"Question\",\"name\":\"How much is the Daka loan and how is it paid out?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can receive up to \\u20ac12,000.00 to finance your studies. Up to \\u20ac6,000.00 is available for stays abroad. Payments are made monthly, whereby you can flexibly choose up to \\u20ac1,000 per month.\"}},{\"@type\":\"Question\",\"name\":\"What costs are incurred when applying for and repaying the Daka loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Administrative costs of 5% of the loan amount are incurred. There are no further costs for regular repayments. The loan is repaid in monthly installments of at least \\u20ac 150.\"}},{\"@type\":\"Question\",\"name\":\"When and how do I have to repay the Daka loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Repayment of the Daka loan begins after the end of your studies. You repay the loan in monthly installments of at least \\u20ac150. Repayment is interest-free.\"}},{\"@type\":\"Question\",\"name\":\"Can I also use the Daka loan for a stay abroad?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, the Daka loan can also be used to finance stays abroad. You can apply for up to \\u20ac6,000.00 for this.\"}},{\"@type\":\"Question\",\"name\":\"What documents do I need for the application?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To apply for the Daka loan, you will need proof of your financial situation as well as the contact details of a person who will guarantee the loan. Further documents may be required depending on your individual situation.\"}},{\"@type\":\"Question\",\"name\":\"How do I apply for the Daka loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can simply apply for the Daka loan online. Complete the application, submit the required documents and you will receive feedback on how to proceed. \\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\tTo the online application\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The Student Services Loan Fund (Daka) supports students at universities in North Rhine-Westphalia with an interest-free loan of up to \u20ac12,000.00 and stays abroad with up to \u20ac6,000.00 &#8211; regardless of their nationality. The prerequisite is that you can prove that you need financial support. You must also nominate a person to guarantee the loan to ensure repayment.  <\/p>\n","protected":false},"author":1,"featured_media":0,"parent":17155,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-17159","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages\/17159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/comments?post=17159"}],"version-history":[{"count":3,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages\/17159\/revisions"}],"predecessor-version":[{"id":21711,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages\/17159\/revisions\/21711"}],"up":[{"embeddable":true,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages\/17155"}],"wp:attachment":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/media?parent=17159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}