{"id":17161,"date":"2024-07-17T13:37:07","date_gmt":"2024-07-17T11:37:07","guid":{"rendered":"https:\/\/www.stw-muenster.de\/student-financing\/emergency-assistance\/"},"modified":"2025-11-25T08:15:16","modified_gmt":"2025-11-25T07:15:16","slug":"emergency-aid","status":"publish","type":"page","link":"https:\/\/www.stw-muenster.de\/en\/student-financing\/emergency-aid\/","title":{"rendered":"Emergency assistance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17161\" class=\"elementor elementor-17161 elementor-2596\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0530696 e-flex e-con-boxed e-con e-parent\" data-id=\"0530696\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ae3b71b e-con-full e-flex e-con e-child\" data-id=\"ae3b71b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4b833a2 e-con-full e-flex e-con e-child\" data-id=\"4b833a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e354c22 elementor-widget elementor-widget-shortcode\" data-id=\"e354c22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"breadcrumb\"><a href=\"https:\/\/www.stw-muenster.de\/en\/\">Home page<\/a> &gt; <strong>Emergency assistance<\/strong><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6860bb8 elementor-align-left leichte-sprache-button elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"6860bb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6MjE1NDQsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" viewBox=\"0 0 512 512\"><defs><style>      .st0 {        fill: #002451;      }    <\/style><\/defs><path class=\"st0\" d=\"M256,192c126.6-3.3,126.6-188.7,0-192-126.6,3.3-126.6,188.7,0,192ZM256,42.7c70.1,1.3,70.1,105.4,0,106.7-70.1-1.3-70.1-105.4,0-106.7ZM473.7,238.1c-24.4-20.3-56.3-28.7-87.4-23.1l-81.5,14.8c-19.5,3.5-36.4,13.5-48.7,27.5-12.3-14-29.2-24-48.7-27.5l-81.5-14.8c-31.2-5.6-63.1,2.7-87.4,23.1S0,288.3,0,320v59.6c0,51.6,36.8,95.7,87.6,104.9l134.1,24.4c22.8,4.1,45.9,4.1,68.7,0l134.1-24.4c50.8-9.2,87.6-53.4,87.6-104.9v-59.6c0-31.7-14-61.6-38.3-81.9h0ZM234.7,467.8c-1.8-.3-3.6-.6-5.4-.9l-134.1-24.4c-30.5-5.5-52.6-32-52.6-63v-59.6c0-19,8.4-36.9,23-49.1,14.6-12.2,33.9-17.2,52.5-13.8l81.5,14.8c20.3,3.7,35,21.3,35,42v154ZM469.3,379.6c0,31-22.1,57.4-52.5,63l-134.1,24.4c-1.8.3-3.6.6-5.4.9v-154c0-20.6,14.7-38.3,35-42l81.5-14.8c18.7-3.4,37.8,1.6,52.5,13.8,14.6,12.2,23,30.1,23,49.1v59.6h0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Easy language<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a3598d elementor-widget elementor-widget-heading\" data-id=\"8a3598d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Emergency assistance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a2ba3f elementor-widget elementor-widget-heading\" data-id=\"3a2ba3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Support in special situations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-120c9d4 elementor-widget elementor-widget-text-editor\" data-id=\"120c9d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sometimes you run into <strong>financial difficulties<\/strong> or <strong>unexpected emergencies<\/strong> during your studies. In such moments, the Studierendenwerk M\u00fcnster is there to help you. <\/p><p>We would like to support you with a range of emergency aid so that you can concentrate on the essentials again: your studies. Whether you need <strong>financial support, donations in kind or advice<\/strong> &#8211; don&#8217;t hesitate to contact us if you need help. Together we will find a solution.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11f9627 e-con-full e-flex e-con e-child\" data-id=\"11f9627\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38cc167 elementor-widget elementor-widget-image\" data-id=\"38cc167\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"1387\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-notfallhilfen-min.png\" class=\"attachment-full size-full wp-image-15415\" alt=\"A woman smiles as she sits at a desk with a pen and papers, listening to a man gesticulating with his hands during a conversation in an office.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-notfallhilfen-min.png 1200w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-notfallhilfen-min-260x300.png 260w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-notfallhilfen-min-886x1024.png 886w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/hero-notfallhilfen-min-768x888.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5334b5b e-flex e-con-boxed e-con e-parent\" data-id=\"5334b5b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f8de2bc e-con-full e-flex e-con e-child\" data-id=\"f8de2bc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8e67d4 elementor-widget elementor-widget-heading\" data-id=\"c8e67d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Emergency scholarship<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-152b6a4 elementor-widget elementor-widget-heading\" data-id=\"152b6a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">One-off subsidy for cases of particular hardship<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea71c26 elementor-widget elementor-widget-text-editor\" data-id=\"ea71c26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In special exceptional situations, a one-off grant of \u20ac496.00 may be awarded, which does not have to be repaid. However, there is no entitlement.  You can obtain further information in a consultation with the department Counselling &#8211; International Affairs &#8211; Culture (BIK).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1889c3 elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"e1889c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.stw-muenster.de\/en\/online-terminvereinbarung\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book an appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fbb8df e-con-full e-flex e-con e-child\" data-id=\"5fbb8df\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b88da55 elementor-widget elementor-widget-heading\" data-id=\"b88da55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Emergency loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fbca4f elementor-widget elementor-widget-heading\" data-id=\"9fbca4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Interest-free loan for students in need<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d93e3df elementor-widget elementor-widget-text-editor\" data-id=\"d93e3df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The emergency loan is aimed at students who find themselves in an unforeseeable emergency through no fault of their own and who do not receive any other state benefits such as BAf\u00f6G. The maximum amount of the loan is \u20ac 1,500.00. It must be repaid in individually agreed monthly installments.    <span style=\"background-color: var( --e-global-color-10f0f42 ); text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-primary-font-family ), Arial; font-size: var( --e-global-typography-primary-font-size ); font-weight: var( --e-global-typography-primary-font-weight ); letter-spacing: var( --e-global-typography-primary-letter-spacing ); word-spacing: var( --e-global-typography-primary-word-spacing );\">You can obtain further information in a consultation with the department Counselling &#8211; International Affairs &#8211; Culture (BIK).<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0a1734 elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"e0a1734\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.stw-muenster.de\/en\/online-terminvereinbarung\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book an appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8d29448 e-flex e-con-boxed e-con e-parent\" data-id=\"8d29448\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-95feb52 e-con-full e-flex e-con e-child\" data-id=\"95feb52\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-999dcb0 elementor-widget elementor-widget-text-editor\" data-id=\"999dcb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can find further financing offers from the General Student Committees (AStA) of the universities.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46ed150 e-con-full e-flex e-con e-child\" data-id=\"46ed150\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21e4f3f elementor-button-tertiary elementor-widget elementor-widget-button\" data-id=\"21e4f3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asta.ms\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">AStA of the university M\u00fcnster<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e12bd50 elementor-button-tertiary elementor-widget elementor-widget-button\" data-id=\"e12bd50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.astafh.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">AStA of the University of Applied Sciences M\u00fcnster<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8fada9f e-flex e-con-boxed e-con e-parent\" data-id=\"8fada9f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2605406 e-con-full e-flex e-con e-child\" data-id=\"2605406\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b947302 elementor-widget elementor-widget-image\" data-id=\"b947302\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/mensacard_aufladung-min.jpg\" class=\"attachment-full size-full wp-image-12751\" alt=\"A person in a light brown jacket and beige cap holds a green and white canteen menu up to a black scanning device in a modern interior.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/mensacard_aufladung-min.jpg 1024w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/mensacard_aufladung-min-300x300.jpg 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/mensacard_aufladung-min-150x150.jpg 150w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/10\/mensacard_aufladung-min-768x768.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2eefb16 e-con-full e-flex e-con e-child\" data-id=\"2eefb16\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e202c1a elementor-widget elementor-widget-heading\" data-id=\"e202c1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Free table<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fd25e0 elementor-widget elementor-widget-heading\" data-id=\"6fd25e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Free top-up of the MensaCard<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd833ce elementor-widget elementor-widget-text-editor\" data-id=\"fd833ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you find yourself in a financial emergency, you can get a free top-up of your MensaCard worth \u20ac50.00 from us. The prerequisite for this is that your current credit balance on your MensaCard or student ID card is less than \u20ac10.00. You can apply for this top-up during a consultation in the department Counselling &#8211; International Affairs &#8211; Culture (BIK).  <\/p><p><strong>Required documents<\/strong><\/p><ul><li><a href=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/09\/Antrag-Freitisch-BIK.pdf\" target=\"_blank\" rel=\"noopener\">Completed free table application (Download)<\/a> <\/li><li>Copies of bank statements for the last three months<\/li><li>Copy of your current semester certificate<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3eaef05 elementor-button-primary elementor-widget elementor-widget-button\" data-id=\"3eaef05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.stw-muenster.de\/en\/online-terminvereinbarung\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book an appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a24a4b e-flex e-con-boxed e-con e-parent\" data-id=\"9a24a4b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f3f8a4f e-con-full e-flex e-con e-child\" data-id=\"f3f8a4f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b34b131 elementor-widget elementor-widget-heading\" data-id=\"b34b131\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Household goods and clothing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8cac71 elementor-widget elementor-widget-heading\" data-id=\"c8cac71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">By students for students<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfdf4d4 elementor-widget elementor-widget-text-editor\" data-id=\"dfdf4d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At Bismarckallee 3 in M\u00fcnster, we are currently in the process of rebuilding our &#8220;treasure chamber&#8221;, a room where you can both make and receive donations. Unfortunately, this will take until the beginning of 2026 due to the ongoing renovation work. Here you will then find a variety of useful items provided by students for students.  <\/p>\n<p>The &#8220;treasure trove&#8221; offers clothing for adults, baby and children&#8217;s clothing, kitchen and household items as well as toys. If you need something or have something to spare, please drop by and support your fellow students. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-460fdce e-con-full e-flex e-con e-child\" data-id=\"460fdce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb493a2 elementor-widget elementor-widget-image\" data-id=\"cb493a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"900\" height=\"900\" src=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/12\/schatzkammer-min.jpeg\" class=\"attachment-full size-full wp-image-18104\" alt=\"A person with short hair, wearing a light jacket and carrying a shoulder bag, reaches out to browse the racks of clothes in a second-hand or vintage clothing store.\" srcset=\"https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/12\/schatzkammer-min.jpeg 900w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/12\/schatzkammer-min-300x300.jpeg 300w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/12\/schatzkammer-min-150x150.jpeg 150w, https:\/\/www.stw-muenster.de\/wp-content\/uploads\/2024\/12\/schatzkammer-min-768x768.jpeg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc34366 faq e-flex e-con-boxed e-con e-parent\" data-id=\"cc34366\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-93bec69 e-flex e-con-boxed e-con e-child\" data-id=\"93bec69\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-711ab25 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"711ab25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions about emergency assistance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dda499 elementor-widget elementor-widget-n-accordion\" data-id=\"2dda499\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4800\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4800\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Who can make use of emergency assistance? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4800\" class=\"elementor-element elementor-element-a5f517f e-con-full e-flex e-con e-child\" data-id=\"a5f517f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b07ea27 elementor-widget elementor-widget-text-editor\" data-id=\"b07ea27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>All students enrolled at the universities in M\u00fcnster who find themselves in a financial emergency can make use of the emergency assistance provided by the Studierendenwerk M\u00fcnster. The situation will be examined in detail during a consultation. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4801\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4801\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I apply for an emergency scholarship? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4801\" class=\"elementor-element elementor-element-da2f0b9 e-con-full e-flex e-con e-child\" data-id=\"da2f0b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5c44d3 elementor-widget elementor-widget-text-editor\" data-id=\"f5c44d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>An emergency scholarship is granted as a one-off grant in cases of particular hardship. To apply for the scholarship, please arrange a consultation with the Counselling \/ International Affairs \/ Culture department, where your situation will be assessed. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4802\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4802\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much is the emergency loan and how does repayment work? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4802\" class=\"elementor-element elementor-element-c24b27d e-con-full e-flex e-con e-child\" data-id=\"c24b27d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1505f64 elementor-widget elementor-widget-text-editor\" data-id=\"1505f64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The emergency loan can be up to 1,500.00 euros. It is an interest-free loan that is granted after an intensive case-by-case assessment. Repayment is made in individually agreed monthly installments. To apply, you must submit bank statements from the last three months, your current semester certificate, an ID card or passport and a detailed written description of your social and financial situation. In addition, your examination results must be average and the application can only be submitted from the 2nd semester onwards. Other state benefits such as BAf\u00f6G may not be received.     <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4803\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4803\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What do I need to submit for the free table application? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4803\" class=\"elementor-element elementor-element-7dc02fc e-con-full e-flex e-con e-child\" data-id=\"7dc02fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-858680a elementor-widget elementor-widget-text-editor\" data-id=\"858680a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To receive a free top-up of your MensaCard worth \u20ac50, you must submit copies of your bank statements from the last three months, a copy of your current semester certificate and the completed free table application.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4804\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4804\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Where can I hand in or receive donations in kind? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4804\" class=\"elementor-element elementor-element-1d4a407 e-con-full e-flex e-con e-child\" data-id=\"1d4a407\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b26ad2e elementor-widget elementor-widget-text-editor\" data-id=\"b26ad2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In the &#8220;treasure chamber&#8221; at Bismarckallee 3 in M\u00fcnster, you can both hand in and receive donations in kind. There you will find clothes for adults, baby and children&#8217;s clothes, household items and toys. If you need something or would like to donate something, please drop by.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4805\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4805\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I also get advice anonymously? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4805\" class=\"elementor-element elementor-element-2f873de e-con-full e-flex e-con e-child\" data-id=\"2f873de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a58004f elementor-widget elementor-widget-text-editor\" data-id=\"a58004f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes, you can get advice anonymously. The Studierendenwerk M\u00fcnster attaches great importance to confidentiality and data protection. Your data and concerns will be treated confidentially and only used to provide the necessary assistance.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4806\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4806\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How quickly can I get support? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M5.29119 0.958477L0.50994 5.73973C0.315929 5.9349 0.207031 6.19891 0.207031 6.4741C0.207031 6.7493 0.315929 7.01331 0.50994 7.20848C0.606777 7.30611 0.721986 7.38361 0.848923 7.43649C0.975859 7.48937 1.11201 7.5166 1.24952 7.5166C1.38704 7.5166 1.52319 7.48937 1.65012 7.43649C1.77706 7.38361 1.89227 7.30611 1.98911 7.20848L6.75994 2.41681C6.85678 2.31918 6.97199 2.24168 7.09892 2.1888C7.22586 2.13591 7.36201 2.10869 7.49952 2.10869C7.63704 2.10869 7.77319 2.13591 7.90012 2.1888C8.02706 2.24168 8.14227 2.31918 8.23911 2.41681L13.0099 7.20848C13.2047 7.40463 13.4694 7.51537 13.7458 7.51635C14.0223 7.51733 14.2877 7.40845 14.4839 7.21369C14.68 7.01892 14.7908 6.75421 14.7918 6.47779C14.7927 6.20137 14.6839 5.93588 14.4891 5.73973L9.70786 0.958477C9.12192 0.373267 8.32765 0.044559 7.49952 0.044559C6.6714 0.044559 5.87713 0.373267 5.29119 0.958477V0.958477Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"8\" viewBox=\"0 0 15 8\" fill=\"none\"><path d=\"M9.70881 7.04152L14.4901 2.26027C14.6841 2.0651 14.793 1.80109 14.793 1.5259C14.793 1.2507 14.6841 0.986691 14.4901 0.791522C14.3932 0.693888 14.278 0.616394 14.1511 0.56351C14.0241 0.510626 13.888 0.483398 13.7505 0.483398C13.613 0.483398 13.4768 0.510626 13.3499 0.56351C13.2229 0.616394 13.1077 0.693888 13.0109 0.791522L8.24006 5.58319C8.14322 5.68082 8.02801 5.75832 7.90108 5.8112C7.77414 5.86409 7.63799 5.89131 7.50048 5.89131C7.36296 5.89131 7.22681 5.86409 7.09987 5.8112C6.97294 5.75832 6.85773 5.68082 6.76089 5.58319L1.99006 0.791521C1.79529 0.595371 1.53058 0.484627 1.25416 0.48365C0.977738 0.482673 0.71225 0.591545 0.516101 0.786314C0.319951 0.981082 0.209205 1.24579 0.208229 1.52221C0.207252 1.79863 0.316125 2.06412 0.510893 2.26027L5.29214 7.04152C5.87808 7.62673 6.67235 7.95544 7.50048 7.95544C8.3286 7.95544 9.12287 7.62673 9.70881 7.04152V7.04152Z\" fill=\"#001229\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4806\" class=\"elementor-element elementor-element-10e8882 e-con-full e-flex e-con e-child\" data-id=\"10e8882\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df228e5 elementor-widget elementor-widget-text-editor\" data-id=\"df228e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The processing time depends on the type of aid requested. While donations in kind are usually available immediately, the assessment of emergency loans and grants requires some time. In urgent cases, however, we endeavor to find a quick solution.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Who can make use of emergency assistance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"All students enrolled at the universities in M\\u00fcnster who find themselves in a financial emergency can make use of the emergency assistance provided by the Studierendenwerk M\\u00fcnster. The situation will be examined in detail during a consultation.\"}},{\"@type\":\"Question\",\"name\":\"How do I apply for an emergency scholarship?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"An emergency scholarship is granted as a one-off grant in cases of particular hardship. To apply for the scholarship, please arrange a consultation with the Counselling \\\/ International Affairs \\\/ Culture department, where your situation will be assessed.\"}},{\"@type\":\"Question\",\"name\":\"How much is the emergency loan and how does repayment work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The emergency loan can be up to 1,500.00 euros. It is an interest-free loan that is granted after an intensive case-by-case assessment. Repayment is made in individually agreed monthly installments. To apply, you must submit bank statements from the last three months, your current semester certificate, an ID card or passport and a detailed written description of your social and financial situation. In addition, your examination results must be average and the application can only be submitted from the 2nd semester onwards. Other state benefits such as BAf\\u00f6G may not be received.\"}},{\"@type\":\"Question\",\"name\":\"What do I need to submit for the free table application?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To receive a free top-up of your MensaCard worth \\u20ac50, you must submit copies of your bank statements from the last three months, a copy of your current semester certificate and the completed free table application.\"}},{\"@type\":\"Question\",\"name\":\"Where can I hand in or receive donations in kind?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In the &#8220;treasure chamber&#8221; at Bismarckallee 3 in M\\u00fcnster, you can both hand in and receive donations in kind. There you will find clothes for adults, baby and children&#8217;s clothes, household items and toys. If you need something or would like to donate something, please drop by.\"}},{\"@type\":\"Question\",\"name\":\"Can I also get advice anonymously?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, you can get advice anonymously. The Studierendenwerk M\\u00fcnster attaches great importance to confidentiality and data protection. Your data and concerns will be treated confidentially and only used to provide the necessary assistance.\"}},{\"@type\":\"Question\",\"name\":\"How quickly can I get support?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The processing time depends on the type of aid requested. While donations in kind are usually available immediately, the assessment of emergency loans and grants requires some time. In urgent cases, however, we endeavor to find a quick solution.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Sometimes you run into financial difficulties or unexpected emergencies during your studies. In such moments, the Studierendenwerk M\u00fcnster is there to help you.  We would like to support you with a series of emergency aids so that you can concentrate on the essentials again: your studies. Whether you need financial support, donations in kind or advice &#8211; don&#8217;t hesitate to get in touch if you need help. Together we will find a solution.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":17155,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-17161","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages\/17161","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/comments?post=17161"}],"version-history":[{"count":19,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages\/17161\/revisions"}],"predecessor-version":[{"id":23303,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages\/17161\/revisions\/23303"}],"up":[{"embeddable":true,"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/pages\/17155"}],"wp:attachment":[{"href":"https:\/\/www.stw-muenster.de\/en\/wp-json\/wp\/v2\/media?parent=17161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}